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Does Insurance cover Cosmetic Surgery?

Many board certified plastic surgeons provide the finest in aesthetic plastic surgery at affordable prices. Many also participate with most insurance plans within the United States.

Plastic surgery covers a broad area of medicine, which includes both reconstructive procedures and cosmetic procedures. Reconstructive plastic surgery, such as trauma, broken nose, scars, skin cancer, septoplasty, congenital deformity, are typical areas where health insurance applies. Secondary or revision cosmetic surgery may also be covered. If your procedure is medically indicated, some portion of the cost may be covered. Most plastic surgery offices accept insurance in applicable cases and will, if you wish, contact your insurance company to find out if your procedure will be covered. Insurance coverage varies greatly for patients, however, pure cosmetic surgery is usually not covered.

How does one know if plastic surgery is covered? Ask your plastic surgeon. He/she will review with you exactly the proposed procedures and a guideline as to what may be a covered benefit.

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    Houtan Chaboki, M.D.